Free Water Damage Inspection Before Filing Claim
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SERVPRO of San Diego Bay SW/Coronado has a reputation of doing good and honest work. We know that sometimes filing a homeowners insurance claim can raise your premiums, which is why we are happy to provide a free inspection if you suspect water damage in your home or business.
IICRC Certified Firm
Below is a testimonial from Pamela in San Diego, CA
"Just wanted to let you know that I was very pleased with your recommendation of Mike at SERVPRO of Coronado. He inspected my downtown unit Monday and let me know there was no longer any moisture, it was completely dry, and that there was actually no need for his services. He was also able to recommend a company to test my air quality. It's unusual to find a contractor that doesn't try to sell you on something unnecessary. I would certainly recommend Mike to your other clients."
Heavy Rain Expected in San Diego
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Rain is very important for the natural environment but it can become a problem if it gets into your home. One of the most common sources of water damage in a home is rain and it can get into your home in so many ways. San Diego is expecting HEAVY Rain, which brings the threat of flooding.
San Diego Weather
Rain water can spread within a home by getting absorbed into porous building materials and if the problem is not dealt with right away, the damage can become extensive. The following are some of the ways rain can cause damage in your home:
- Roof Leaks: If there is any damage to the roof, rain water can leak into the attic or upper floors and cause structural damage to the walls and ceilings.
- Flooding: Excessive rain can lead to flooding in your home which causes extensive damage and brings in microorganisms that can be harmful to your health.
- Mold: Rainy or wet conditions contribute to mold growth because mold needs moisture to thrive. Mold not only causes serious property damage, but can also cause health effects.
SERVPRO of San Diego Bay SW/Coronado is here locally to provide free inspections or answer any questions you have.
Garage Flooded Caused By San Diego Rainstorm
Fire & Water - Cleanup & Restoration
24/7 Emergency Service (619) 435-0365
Listed below is a 5 Star Review from a client who experienced water damage caused by a flood during the last San Diego Storm.
5 Star Google Reviews
"Have you just been wiped out? Then you'll want Scott - NOW. I'm writing this three days into a major flood, and on a weekend- Scott has been here everyday as well as tending to other customers at the same time! I am extremely impressed with his and his crew's work ethic. I'm going through this flooding issue a second time in about a year (due to the city's crappy infrastructure) - and SERVPRO has been an actual dream to work with. These guys had me dug out, mud'ed out, washed, and in the process of drying before anyone else on the street! Like I said, they are still working on my place as I write this - but the care & professionalism by Scott & crew has been so impressive that I just had to write this. THANK YOU SCOTT & SERVPRO TEAM!!"
What Type of Insurance Covers Storm Damage?
SERVPRO of San Diego Bay SW/Coronado provides free inspections. (619) 435-0365
There basically are two insurance policies that deal with a homeowner's damage due to water -- a flood insurance policy and a homeowners insurance policy. Losses not covered by one of these policies may be covered by the other. Knowing the losses to which your home could be exposed will help you decide whether to buy one or both of these insurance coverage.
While insurance policies may differ in the coverage provided from homeowner to homeowner, there often are basic features common to all policies. You should ask your insurance agent or insurance company about the specifics of your insurance policy. In the meantime, the Insurance Information Network of California offers the following general information based on standard insurance policies.
As the name implies, a standard flood insurance policy, which is written by the National Flood Insurance Program, provides coverage up to the policy limit for damage caused by a flood. The dictionary defines "flood" as a rising and overflowing of a body of water onto normally dry land. For insurance purposes, the word "rising" in this definition is the key to distinguishing flood damage from water damage. Generally, damage caused by water that has been on the ground at some point before damaging your home is considered to be flood damage. A handful of examples of flood damage include:
- A nearby river overflows its banks and washes into your home.
- A heavy rain seeps into your basement because the soil can't absorb the water quickly enough
- A heavy rain or flash flood causes the hill behind your house to collapse into a mud slide that oozes into your home.
Flood damage to your home can be insured only with a flood insurance policy -- no other insurance will cover flood damage. Flood insurance is available through your insurance agent, insurance company or local Federal Emergency Management Office (FEMA). To determine if your home is located in a flood plain, contact your county planning office. If you are living in a flood plain, flood insurance may be an excellent purchase.
A homeowners insurance policy doesn't provide coverage for flood damage, but it does provide coverage for many types of water damage to your home. Just the opposite from flood damage, for insurance purposes, water damage is considered to occur when water damages your home before the water comes in contact with the ground. A few examples of water damage include:
- A hailstorm smashes your window, permitting hail and rain free access into your home.
- A heavy rain soaks through the roof, allowing water to drip through your attic or ceiling.
- A broken water pipe spews water into your home.
Even if flood or water damage is not covered by your homeowners insurance policy, losses from theft, fire or explosion resulting from water damage is covered. For example, if a nearby creek overflows and floods your home, and looters steal some of your furnishings after you evacuate, the theft would be covered by your homeowners insurance because it is a direct result of the water damage. However, the flood damage would be covered only if you have flood insurance.
It's important to note that flood insurance and homeowners insurance do not duplicate coverage for water damage. Instead, they complement each other.
Call SERVPRO Before Filing A Claim
For a Free Inspection Please Call (619) 435-0365
SERVPRO of San Diego Bay SW/Coronado is happy to provide free inspections for possible water damage. Working with all major insurance companies we have found that even if a client doesn't end up pursuing a claim, there is a chance it will still stay on your record as "filing a claim."
There are many times a client believes the damage is greater than what it really is and vice versa. Our free inspections are meant to provide information so that the client and insurance agent can determine if one should file a claim. Listed below is a review from a client who didn't end up filing a claim.
"We had a leak in our children's room and I had no idea what to do or how to go about getting someone to fix it. Called SERVPRO, Johnny came out free of charge to assess the damage. He identified the source of the leak and even made sure I understood what needed to be done. Very grateful to them and the piece of mind they provided me!"
Water Heater Causes Water Damage In San Diego Ca
SERVPRO of San Diego Bay SW/Coronado responded to a water damage call caused by a Water Heater in the garage.
Most water heaters last between 10-13 years, and if one is leaking from the bottom of the tank inside the burner compartment, old age might be the cause. This is caused by years of sediment building up in the bottom of the water heater tank. Eventually, the bottom of the tank will rust through and begin to leak.
Avoid Water Heater Failure With These 4 Steps
- Check your water heater’s age. If your water heater reaches its life expectancy, the risk of a slow leak or sudden burst increases. Consequently, your efforts to inspect and maintain the water heater should increase.
- What is an anode rod and why should you care? A “sacrificial” anode rod is installed in water heaters to avoid corrosion of the tank. To determine if your anode rod needs to be replaced, it should be inspected once every two years and at least annually once the warranty has expired.
- Clean out your water heater regularly. Regular water heater maintenance should include removing sediment by flushing the tank every six months. Water heaters can be flushed by attaching a garden hose to the valve at the base of the water heater. Note: Turn off the power and run hot water until it cools before you try to flush the tank since the heated water may be 130 to 140 degrees or more.
- Get an inspection annually. Don’t forget to have a plumbing professional inspect your water heater’s shut-off valve and all piping annually. Signs of broken valves and loose or wet joints and rust are a signal that more severe damage is coming.
Have Questions? Please Call (619) 435-0365
SERVPRO Proactive Viral Pathogen Cleaning
SERVPRO of San Diego Bay SW/Coronado cleaning at the Westfield Mall in National City, CA. (619) 435-0365
SERVPRO of San Diego Bay SW/Coronado has a team of professionals that are trained in adhering to the highest cleaning and sanitation standards.
The CDC recommends usage of a labeled hospital-grade disinfectant with claims against similar pathogens to the coronavirus. Multiple products in the SERVPRO product line meet this standard and carry the EPA-registered emerging pathogens claims. While there is currently no product tested against this particular strain of the coronavirus, we are following all guidelines as provided by the CDC.
The CDC encourages cleaning of high-touch surfaces such as counters, tabletops, doorknobs, light switches, bathroom fixtures, toilets, phones, keyboards, tablets, and tables at a minimum. These same surfaces are mentioned in the CDC's guidance for commercial spaces as well.
If you are ready to not only help keep your customers and employees safe but to communicate that you've chosen a higher standard of clean please give us a call.
Congratulations to USO Sailor of the Year
Congratulations to USO Sailor of the Year Petty Officer 3rd Class Lauren J. Singer. She displayed quick thinking in an incredibly difficult situation.
She was traveling over the Coronado Bridge near San Diego, California, returning to her on base residence when she noticed a stranded motorist outside his vehicle. Singer asked if he needed any help, and the driver responded that he was fine.
Something in the manner of the driver’s response triggered her intuition and made her feel that something was not right. She noticed the driver putting a rope around his neck. As he was putting a foot on the barrier to jump over the side, Singer rushed to his side, pulling him back. Startled, she grabbed him and asked what he was doing. He coolly responded by saying that today was the day he was going to die.
While Singer was holding the driver, she noticed a knife on the barrier ledge. She cut the rope from around his neck, dropped the knife and kicked it underneath the car. She then identified a gun in his pocket. She removed the firearm and directed other stopped motorists to lock the gun securely in the trunk and call 911.
She stayed with the suicidal driver until the California Highway Patrol arrived. Singer’s willingness to assist a stranger undoubtedly resulted in saving his life. https://coronadotimes.com/news/2020/12/17/uso-sailor-of-the-year-saved-stranger-on-coronado-bridge/
"Christmas Star" shining on 12/21 for first time since 1226
Coronado is decorated and festive with holiday lights, and on Monday, December 21, 2020, Coronado residents should look to the skies after sunset for a rare sighting of the bright “Christmas Star.”
The “Christmas Star” isn’t actually a star – it occurs when Jupiter and Saturn are so close to each other that they appear as a single, bright light. The planets will still be hundreds of millions of miles apart, but they appear close because of their position in orbit. This alignment of the planets was last witnessed in 1226 – almost 800 years ago. Astronomers believe there might have been a “Christmas Star” in 1623, but it occurred during sunlight hours so was not visible.
Astronomers named this rare alignment of planets the “Christmas Star” as it might have been what’s referred to as the Star of Bethlehem that guided the three wise men to Bethlehem for the birth of Jesus. While there is some scientific debate if this planet alignment occurred during the year of Jesus’ birth, the event continues to be commonly referred to as the “Christmas Star.”
Viewers wishing to see the ‘star’ should look southwest during the hour after the 4:47pm sunset on December 21, 2020. It will appear like a bright, still airplane, but will not be as bright as the moon. The ‘star’ will be low in the horizon so viewers will need a site unobstructed by trees or buildings. Coronado North Beach, Central Beach, and Shores Beach should provide excellent viewing locations. AccuWeather’s current forecast for the afternoon of December 21 shows mostly sunny skies with 21% cloud cover.
Help a Coronado Restaurant
Due to COVID, the Old Goats and Kids Who Care have modified their annual salute to the wounded warriors for 2020 to include other heroes and at the same time benefit local restaurants and employees.
Wounded warriors, first responders, health care workers, and families will be invited to dinner at a Coronado restaurant (currently for take-out or delivery only). Instead of a gift certificate, each honoree will be individually contacted by the restaurant to personalize the experience. Each meal will include a 25% tip for the restaurant employee, so those employees can be helped in a small way.
Instead of a reception as in past years, the Old Goats asks the community to join them in hosting a wounded warrior or other deserving recipient (first responders, health care workers, young military families in need) at one of their participating Coronado restaurants during this holiday season. Restaurants, so far, include Bistro d’Asia, Blue Bridge Hospitality Group restaurants, Brigantine, Island Pasta, Costa Azul, and Miguel’s. The funds that would have been used for a reception have been redirected and the Old Goats and Kids Who Care are hoping to expand this program and continue it for as long as the COVID restrictions hurt our restaurants and their employees.